{"id":10753,"date":"2024-11-27T17:10:57","date_gmt":"2024-11-27T16:10:57","guid":{"rendered":"https:\/\/brocamedia.nl\/?p=10753"},"modified":"2024-11-29T10:40:50","modified_gmt":"2024-11-29T09:40:50","slug":"hoeveel-spaargeld-mag-u-hebben-zonder-belasting-te-betalen","status":"publish","type":"post","link":"https:\/\/brocamedia.nl\/?p=10753","title":{"rendered":"Hoeveel spaargeld mag u hebben zonder daarover belasting te betalen"},"content":{"rendered":"<h4>Financieel &#8211; De hoogte van uw vermogen op 1 januari 2025 bepaalt hoeveel belasting u verschuldigd bent.<\/h4>\n<p style=\"font-weight: 400;\">In 2025 bedraagt de vrijstelling voor alleenstaanden 57.684 euro en voor samenwonende partners 115.368 euro. Heeft u op 1 januari meer spaargeld of ander vermogen in box 3 dan deze bedragen Dan betaalt u belasting over het rendement. De Eerste Kamer moet nog instemmen met deze belastingplannen.<\/p>\n<h4>Vermogen<\/h4>\n<p style=\"font-weight: 400;\">1 Geld op de bank- en of spaarrekeningen<\/p>\n<p style=\"font-weight: 400;\">2 Aandelen, beleggingen<\/p>\n<p style=\"font-weight: 400;\">3 Een tweede huis<\/p>\n<p style=\"font-weight: 400;\">4 Overige bezittingen, zoals kansspelen<\/p>\n<h4>Schulden<\/h4>\n<p style=\"font-weight: 400;\">Ook schulden vallen onder box 3. Deze mag u aftrekken van de totale waarde van uw bezittingen. Als uw vermogen boven de vrijstellingsgrens komt. Dan betaalt u vermogensrendementsheffing. Hierbij worden drie categorie\u00ebn gehanteerd:<\/p>\n<p style=\"font-weight: 400;\">a Spaartegoeden: \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 1,03%<\/p>\n<p style=\"font-weight: 400;\">b Beleggingen:\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 5,88%<\/p>\n<p style=\"font-weight: 400;\">c Schulden: \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 2,47%<\/p>\n<p style=\"font-weight: 400;\">Over het rendement betaalt u vervolgens 36% belasting. De Belastingdienst biedt rekenvoorbeelden aan op hun website. Door vermogen goed en slim te beheren, kunnen te hoge bedragen voorkomen worden.<\/p>\n<h4>Compleet geregelde administratie<\/h4>\n<p>Uw administratie uitbesteden aan een specialist is een stuk gemakkelijker. Het doel van D.G. Consultancy is om u volledig te ontzorgen. Bij ons administratiekantoor kunt u terecht voor allerhande diensten op het gebied van administratie, boekhouding en belasting.<\/p>\n<p>Dit doen wij voor particulieren, ZZP\u2019ers, het MKB en startende ondernemers. Wij verrichten hierbij diensten zoals het opstellen van de jaarrekening, het indienen van belastingaangiftes en het geven van deskundig advies. Met andere woorden: wij staan garant voor complete service en professionele resultaten.<\/p>\n<h4>Snelle afspraak<\/h4>\n<p>Maak vandaag nog een afspraak met D.G. Consultancy en wees binnen de kortste keren verzekerd van een volledig professioneel geregelde administratie. Wij geven u met alle plezier en geheel vrijblijvend meer informatie over onze diensten en aantrekkelijke tarieven.<\/p>\n<p>DG Consultancy is bereiken via het telefoonnummer 085-2084271 of via het online contactformulier.<\/p>\n<p>Vanuit Soest staan wij klaar in onder andere Hilversum, Amersfoort, Amsterdam, Purmerend, het Gooi, Hoorn en Alkmaar.<\/p>\n<p>Bron: De Belastingdienst.<\/p>\n","protected":false},"excerpt":{"rendered":"<div class=\"mh-excerpt\"><p>Financieel &#8211; De hoogte van uw vermogen op 1 januari 2025 bepaalt hoeveel belasting u verschuldigd bent. In 2025 bedraagt de vrijstelling voor alleenstaanden 57.684 euro en voor samenwonende partners 115.368 euro. Heeft u op <a class=\"mh-excerpt-more\" href=\"https:\/\/brocamedia.nl\/?p=10753\" title=\"Hoeveel spaargeld mag u hebben zonder daarover belasting te betalen\">[&#8230;]<\/a><\/p>\n<\/div>","protected":false},"author":3216,"featured_media":10755,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[12,5],"tags":[],"class_list":{"0":"post-10753","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-advertorial","8":"category-lokaal-nieuws"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Hoeveel spaargeld mag u hebben zonder daarover belasting te betalen - Journalistiek, video en verhalen die raken<\/title>\n<meta name=\"description\" content=\"Financieel - De hoogte van uw vermogen op 1 januari 2025 bepaalt hoeveel belasting u betaalt. 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